Annuities: The American Equity Promise      

Securing a financially independent future begins today with sound retirement planning and building a dependable source for lifetime income. As a hard-working individual, you take your finances seriously. You have invested your time and energy in order to create and sustain a quality of life that suits you and your family. Just like you insure your home, health and car, an annuity provides insurance for your nest egg. We strive to provide secure annuity products backed by our company’s financial strength, disciplined investment practices and award-winning customer service.

What is an annuity and how do annuities work?

Every retirement is different, each with its own financial goals and unique needs. But, many of today’s retirement objectives are the same—a reliable income source and asset protection.

An annuity is a contract backed by the financial strength and claims-paying ability of the issuing company. This guarantees contract owners a retirement vehicle designed to protect assets while allowing for growth opportunities.

What is a fixed index annuity?

A fixed index annuity provides principal protection with the potential of growth based on an external index. Interest earned is also protected from loss due to index fluctuations, leaving your retirement dollars in tact for the future.

What is a traditional fixed annuity?

A traditional fixed annuity protects your nest egg and provides interest accumulation based on a fixed interest rate determined at the beginning of the contract. 

What is an immediate annuity?

An immediate annuity can provide steady income for a specific period of time or lifetime income that begins within 12 months of a signed contract. 

Try our annuity calculators to see how annuities work and help determine your retirement goals.


Guarantees are based on the financial strength and claims paying ability of American Equity and are not guaranteed by any bank or insured by the FDIC.
American Equity Investment Life Insurance Company® does not offer legal, investment, or tax advice. Please consult a qualified professional.