Calculators

Retirement Calculators 

American Equity has several retirement calculators available to help assist you in planning for your future and achieving your financial goals. American Equity’s calculators can help you see the benefits of annuities and determine what of type of annuity may work best for you.

Whether you are looking for information on the interest rate needed to achieve growth, how much time is needed to grow your annuity, or how to calculate your financial goal, our retirement calculators can help you determine your next step in retirement planning.

Rate of Return Calculator

The Rate of Return Calculator will help you explore the power of compounding growth. Simply input the starting and ending premiums, the number of years allowed for growth, and the tax rate, and the calculator will tell you what annual interest rate will be required to achieve that growth.


Input the product parameters
Enter the Premium:
Enter the Final Annuity Value:
Select the Term Length of the annuity:
 years
Select the Annual Tax Rate:
 

Time of Return Calculator

The Time of Return Calculator will help you explore the power of compounding growth. Simply input the starting and ending premiums and the tax rate, and the calculator will tell you how much time is required to grow the annuity from the starting premium to the ending premium.


Input the product parameters
Enter the Premium:
Enter the Final Annuity Value:
Enter the Annual Interest Rate:
Select the Annual Tax Rate:
 

See the power of tax deferral:
  1. Less Interest Required: A Tax Deferred Annuity will only require a % Annual Interest Rate for $ to grow to $ over  years.
  2. Less Time Required: A Tax Deferred Annuity will only require  years for $ to grow to $ with a % Annual Interest Rate.
  3. Greater Rates: A Tax Deferred Annuity will grow to $ in  years with a % Annual Interest Rate and a $ starting premium.
Value of Return Calculator

The Value of Return Calculator will help you explore the power of compounding growth. Simply input the interest, the tax rate, number of years allowed for growth, and the desired end value for the annuity and the calculator will show you the starting premium.


Input the product parameters
Enter the Final Value:
Enter the Annual Interest Rate:
Select the Term Length of the annuity:
 years
Select the Annual Tax Rate:
 

American Equity Investment Life Insurance Company® does not offer legal, investment, or tax advice. Please consult a qualified professional.