Our rates & index options

Fixed index annuity rates

American Equity IncomeShield BONUS 10 Rate Sheet

American Equity IncomeShield BONUS 10 Rate Sheet

All states except California
American Equity IncomeShield 10 Rate Sheet

American Equity IncomeShield 10 Rate Sheet

All states except California
 American Equity IncomeShield 9 Rate Sheet

American Equity IncomeShield 9 Rate Sheet

California only
American Equity IncomeShield 7 Rate Sheet

American Equity IncomeShield 7 Rate Sheet

All states except California
American Equity IncomeShield 7 CA Rate Sheet

American Equity IncomeShield 7 CA Rate Sheet

California only

Fixed annuity rates

American Equity GuaranteeShield Series Rate Sheet

American Equity GuaranteeShield Series Rate Sheet

Additional rates documentation

Annuity approval chart

Annuity approval chart

State-specific disclosures

State-specific disclosures

Interest rate guide

Interest rate guide

Index options

As the engine powering growth potential of fixed indexed annuities, it’s essential to stay current on your available index choices. 

Considered one of the best gauges of large-cap U.S. equities, it consists of 500 leading publicly traded companies in the U.S., covers approximately 80% available market capitalization. Rebalances quarterly.

Offers exposure to S&P 500® Dividend Aristocrats® Index, consisting of companies in the S&P 500 Index that have consistently increased dividends in each of the past 25 consecutive years, with the added stability of a cash (interest-free) component.

15% VT TCA Index (USD) ER applies an intraday risk control mechanism to provide exposure to the S&P 500 while targeting a 15% volatility level. The index rebalances through the trading day based on volatility observed in seven intraday windows and estimates of future market movements based on hypothetical option prices. The index seeks to take advantage of changing market conditions during the day by adjusting equity exposure up or down and includes a transaction cost adjustment (TCA).

This index is designed to deliver exposure to BlackRock’s iShares® Core S&P 500® ETF, three fixed income U.S. Treasury iShares® ETFs, and a cash component, while adaptively rebalancing daily based on macro conditions.

This index is designed to deliver exposure to BlackRock’s iShares® Core S&P 500® ETF, three fixed income U.S. Treasury iShares® ETFs, and a cash component, while adaptively rebalancing daily based on macro conditions.

The BNPP Patriot Technology Index is comprised of American companies with the potential to benefit from strategic investment in technologies as identified by the US Department of Defense Critical Technology List. It seeks to reduce geopolitical risk in an evolving global environment, while mitigating equity volatility through the incorporation of both money market instruments and bond futures that adapt to interest rate environment changes.

The Index aims to provide a notional dynamic exposure to the Nasdaq-100 Index by using an adaptive strategy which applies an intraday trend-following mechanism and targets a 15% volatility level. The notional Index portfolio consists of a dynamic position in the Nasdaq-100 Total Return Index™ and a dynamic position in Nasdaq-100® Index future contract and notional costs and fees are deducted. The Index seeks to achieve its volatility target with intraday rebalancing and by utilizing a proprietary signal developed by Salt Financial LLC, a third party data provider (“Salt”), which Salt calls the truVol® Scalars. The truVol® Scalars are used to increase or decrease portfolio exposure depending on a determination of whether the forecasted estimated volatility of the US large-cap equity market is high or low and increasing or decreasing.

The Index aims to provide a notional dynamic exposure to the NYSE U.S. 500 Index by using an adaptive strategy which applies an intraday trend-following mechanism and targets a 15% volatility level. The notional Index portfolio consists of a dynamic position in the NYSE U.S. 500 Index and a dynamic position in US Large Cap future contracts and notional costs and fees are deducted. The Index seeks to achieve its volatility target with intraday rebalancing and by utilizing a proprietary signal developed by Salt Financial LLC, a third party data provider (“Salt”), which Salt calls the truVol® Scalars. The truVol® Scalars are used to increase or decrease portfolio exposure depending on a determination of whether the forecasted estimated volatility of the US large-cap equity market is high or low and increasing or decreasing.

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