Solutions to help your clients retire with confidence

Guide clients through retirement planning using annuities designed to protect principal, grow assets, and provide income for life’s next chapter.

Income-focused annuities

Designed to provide predictable income and flexibility for your clients’ changing needs today, tomorrow, and for life.

American Equity IncomeShield fixed index annuity

American Equity IncomeShield fixed index annuity

Income that adapts to life’s challenges and cannot be outlived — plus principal protection, tax-deferred growth, and diverse crediting options. 

Explore product
American Equity EstateShield fixed index annuity

American Equity EstateShield fixed index annuity

For clients wanting to secure benefits for their beneficiaries, with the option of ensuring an income stream that cannot be outlived.

Explore product

Accumulation-focused annuities

Built to help your clients grow retirement assets while keeping principal safe, these solutions balance protection and long-term growth potential.

American Equity AssetShield fixed index annuity

American Equity AssetShield fixed index annuity

Give your growth-minded clients opportunities to build a nest egg without sacrificing premium payments — includes premium bonus options.

Explore product
American Equity GuaranteeShield fixed annuity

American Equity GuaranteeShield fixed annuity

Offer clients simple, steady growth and protection with guaranteed interest rates, flexible liquidity options, tax benefits, and the opportunity to take care of loved ones.

Explore product

Immediate annuity

With an American Equity single premium immediate annuity (SPIA), your clients can choose a guaranteed income for life, or for a set period of time (5–25 years). A variety of optional payout methods, provide the flexibility to choose a plan that fits their retirement needs.


Interested? Try our SPIA calculator to see your client’s potential payout at prevailing rates.

Calculate potential payout
Immediate annuity
Feature content card image

Current rates and index information for our
fixed index, fixed, and immediate annuities.

See rates & indexes
Feature content card image

Marketing materials and popular resources
to help scale and grow your business.

Browse resources

Additional resources

Need product training?

Need product training?

Sharpen your knowledge of American Equity annuities.

Go to product training
Materials to help you sell

Materials to help you sell

Prepackaged client engagement collections to help simplify conversations.

Explore collections
American National Annuities

American National Annuities

Explore more annuity solutions at American National, our sister company.

Explore products

Contact your American Equity team

American Equity contracts are only sold through independent agents. Please contact your state insurance department to see if there is an independent insurance agent in your area appointed to sell American Equity annuity contracts. Guarantees are based on the financial strength and claims-paying ability of American Equity and are not guaranteed by any bank or insured by the FDIC.

This material is for informational purposes only and is not a recommendation to buy, sell, hold, or rollover any asset.  It does not consider the specific financial circumstances, investment objectives, risk tolerance, or need of any specific person. In providing this information American Equity Investment Life Insurance Company is not acting as your fiduciary as defined by the Department of Labor. American Equity does not offer legal, investment, or tax advice or make recommendations regarding insurance or investment products. Please consult a qualified professional.



Annuity features, benefits, and limitations vary by product and state. Please review the product sales brochure and disclosure for additional details.