Stable. Predictable. Guaranteed.
American Equity GuaranteeShield
Explore the guaranteed interest rates, tax-deferred growth, and principal protection available with our 3- and 5-year single premium deferred fixed annuities. Designed for simplicity and security, these products help grow your clients’ retirement assets without market risk, making them a choice for those seeking low-maintenance, low-volatility solutions.
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American Equity GuaranteeShield
Guaranteed growth without market risk
Take advantage of fixed interest rates for 3- and 5-year terms, providing dependable growth without the ups and downs of the market. Whether your clients are planning for an upcoming retirement need or just looking for short-term certainty, this fixed annuity provides a secure way to grow their money with zero market risk — their rate is locked in from day one, allowing them to plan with confidence.
Sam’s story
At 58 and with retirement getting closer, Sam had built a solid savings foundation but was looking for a way to protect a portion of it from market swings. He wanted peace of mind, a predictable rate of return, and the ability to access funds if needed.
Sam chose American Equity GuaranteeShield 5 to protect his principal from market volatility while his interest compounded tax-deferred, boosting overall growth. The annuity also allowed a penalty-free withdrawal of up to 10% annually starting in year two, and ensured his beneficiaries would receive the full contract value if something happened to him.
Sam withdrew 5% of the contract value without penalty to cover an unexpected medical bill.
The annuity continued growing steadily, without stress or guesswork.
Confident in the predictable growth of his savings, Sam renewed the contract for another term.
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Solving for retirement income gaps
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Annuity contract and riders issued under form series ICC20 BASE-SPDA, ICC20 SPDA-3, ICC20 SPDA-5, ICC20 R-EBR and state variations thereof. Availability may vary by state.