About Us

American Equity’s Commitment to You

For over two decades, American Equity continues to specialize in fixed index annuities with a focus on unparalleled customer service and providing the dignity of a paycheck for life. We value our customers and our team members and continue to make our people-first culture a priority. Our mission is to make sure you have access to personal, courteous and timely solutions from our team members so we can be the top choice for stable retirement income options.

We Stand By Our Products 

Our goal is to protect your retirement by providing a reliable income source and asset protection. We understand every retirement journey is different and requires a unique approach. We are focused on providing you with a contract backed by our financial strength and experience in the market so you can enjoy the retirement that you deserve.

Customer Service Commitment

The core of our business is built on taking care of you. From the moment our company was founded in West Des Moines, Iowa, we have made it a priority to make you the center of everything that we do. You can count on our team members to prioritize your retirement journey and support you every step of the way.

Financial Strength 
Fitch Ratings assigned American Equity Investment Life Insurance Company an Insurer Financial Strength rating of “A-” (Outlook Stable). Fitch Ratings utilizes 19 rating categories ranging from “AAA” to “C.” An “A-” rating is the seventh highest rating. An insurer with an “A” rating is considered to have a strong capacity for payment of financial commitments, but may be more vulnerable to adverse business or economic conditions than insurers with higher ratings. Outlooks indicate the direction a rating is likely to move over a one- to two-year period if current financial or other trends continue. For more information, please visit www.fitchratings.com Rating effective 5/5/2021. Affirmed 12/8/22.

We have also been recognized for our commitment to solid business principles and financial strength. A.M. Best has assigned American Equity an “A-” (Excellent) rating, reflecting their current opinion of American Equity’s financial strength and its ability to meet its ongoing contractual obligations relative to the norms of the life/health insurance industry. A.M. Best utilizes 15 rating categories ranging from A++ to F. An “A-” rating from A.M. Best is its fourth highest rating. For the latest rating, access www.ambest.com Rating effective 8/2/2006, affirmed 9/9/2022.

Standard and Poor’s rating service has recognized American Equity Investment Life Insurance Company with an “A-“ rating.  An insurer rated “A” has strong financial security characteristics, but is somewhat more likely to be affected by adverse effects of changing circumstances or economic conditions than are insurers with higher ratings.  Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.  Rating effective 8/5/15, affirmed 11/8/22.

To learn more about American Equity’s credit agency ratings, visit the American Equity Ratings page at www.american-equity.com/about/ratings


Guarantees are based on the financial strength and claims paying ability of American Equity and are not guaranteed by any bank or insured by the FDIC.