About Us

American Equity's Promise and Commitment to You

At American Equity Investment Life Insurance Company®, we strive for excellence anytime we work for you, whether you are a policyholder or one of our agents. Our commitment to best-in class service and innovative retirement options drives us to help provide peace of mind in retirement. For more than 25 years, we remain committed that our service sets us apart from the competition. These principles and values have made us a leading provider for fixed index annuity products.

Building Partnerships 

Planning retirement and thinking about what is needed shouldn’t be taken on alone. American Equity thrives to help you meet the ever-changing need and goals of retirement by building a partnership and prioritizing you. Every interaction with our customers is important no matter how small. By providing you with the highest possible level of service, we are able to stand by our commitment to excellence, truthfulness, integrity and safety.

Honesty and Integrity

We focus on providing innovative solutions that follow the latest developments in the industry and are safe. Every retirement is different and it’s important to us that you can count on a reliable income source and asset protections. Because of our unique product design, innovative approach and commitment to excellence we want to make sure we provide a contract backed by our financial strength and claims paying ability. 

Financial Strength

American Equity has an A- Rating from Fitch, a global leader in credit ratings and research. Fitch reaffirmed the Insurer Financial Strength (IFS) ratings in 2021 for American Equity Investment Life Holding Company (AEL) insurance operating subsidiaries: American Equity Investment Life Insurance Company (AEILIC), American Equity Life Insurance Company of New York and Eagle Life Insurance Company at an "A-". Rating effective 5/5/2021.

We also hold an A- (Excellent) Rating from A.M. Best, a global renowned insurance rating agency dedicated to providing financial strength ratings for insurance companies. A.M. Best utilizes 15 rating categories ranging from A++ to F. An “A-” rating from A.M. Best is its fourth highest rating. For the latest rating, access www.ambest.com. Rating effective 8/2/2006, affirmed 7/29/2021.

American Equity has an A- Rating from Standard and Poor’s, a worldwide leader in financial-market intelligence with a 150-year history. Standard and Poor’s rating evaluates information about a company’s credit ratings as well as risk evaluations. An insurer rated “A” has strong financial security characteristics, but is somewhat more likely to be affected by adverse effects of changing circumstances or economic conditions than are insurers with higher ratings.  Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. Rating effective 8/5/15, affirmed 8/20/2021.


To learn more about American Equity’s credit agency ratings, visit the American Equity Ratings page at www.american-equity.com/about/ratings.