Irina_Strelnikova/iStock /Getty Images Plus
Your personal information is valuable, and it’s important to keep it safe and secure. Cybersecurity crimes are on the rise, but there are tools and tips that can help reduce your risk of becoming a victim of a fraud or scam. You need to know how to protect yourself from cybercrime, whether it’s at home or work. These are helpful tips you can implement to keep your private information secure.
Tip #1- Use Caution When Clicking on Links
To help reduce the risk of phishing scams that are looking for personal information and private data, use caution when clicking links, whether sent to you in an email or on social media. Whenever possible, type the URL into your browser instead of clicking on a link.
Tip #2 - Be Aware When Connecting to Public Networks
Avoid accessing sensitive websites, such as personal banking sites, when utilizing a public or unsecured wifi network. Take into consideration that what you’re doing online can be seen or accessed.
Tip #3 - Keep Software Up to Date
To reduce the possibility of infection by malware, keep your software up to date. Consider enabling firewalls or utilizing antivirus tools.
Tip #4 - Practice Password Management
Do not reuse passwords, and utilize complex passwords whenever possible (8 characters or more, mix of upper and lower case letters, numbers and symbols). Creating unique passwords can be challenging to track, so there are password management apps and tools that can help.
Tip #5 - Create a Fraud Alert or Credit Freeze
If you’ve had your personal information compromised or are looking for added security, consider setting up a fraud alert on your credit report or you can freeze your report altogether to reduce the risk of fraudulent activity.
When it comes to your private information, take a moment, think things through and evaluate your data privacy habits. Remember, if something doesn’t look right, it’s probably not. Protecting your personal information is essential to your financial security. Keeping these helpful tips in mind can help you stay safe online.
More data privacy information is also available at https://www.consumer.ftc.gov/topics/privacy-identity-online-security and https://staysafeonline.org/.
The content provided is for informational purposes only and does not constitute advice. For specific details on how this may apply to your personal situation contact your personal financial advisor or insurance agent for more details. American Equity contracts are only sold through independent agents. Please contact your state insurance department to see if there is an independent insurance agent in your area appointed to sell American Equity annuity contracts.