Reliable solutions for life’s next chapter
Plan for retirement with annuities designed to protect principal, grow assets, and provide predictable income — all backed by our financial strength and top-tier service.
Principal protection and growth based on an external index
With the potential to earn interest based on the performance of an index without being directly invested, fixed index annuities (FIAs) offer a balance of opportunity and market downside protection that can provide guaranteed income, tax-deferred growth, and long-term financial confidence.
Guaranteed interest rates, flexible liquidity, and tax-deferred growth
Get simple, steady growth and guaranteed protection with our American Equity GuaranteeShield fixed annuities. Maintain and grow assets while protecting principal and get guaranteed interest rates, flexible liquidity options, tax benefits, and the opportunity to take care of your loved ones.
Plan for lifetime income in retirement
An immediate annuity is a contract between you and American Equity in which you pay a single premium, and income payments start no later than 12 months after issue.
You can choose guaranteed income for life or for a set period of time (5-25 years). With a variety of optional payout methods, you have the flexibility to choose a plan that fits your retirement needs.
Talk with your financial professional to understand if this annuity is right for your retirement planning strategy.
Index options give you choices
As the engine powering the growth potential of fixed indexed annuities, it’s essential to stay current on your available index choices.
Considered one of the best gauges of large-cap U.S. equities, it consists of 500 leading publicly traded companies in the U.S., covers approximately 80% available market capitalization. Rebalances quarterly.
Offers exposure to S&P 500® Dividend Aristocrats® Index, consisting of companies in the S&P 500 Index that have consistently increased dividends in each of the past 25 consecutive years, with the added stability of a cash (interest-free) component.
15% VT TCA Index (USD) ER applies an intraday risk control mechanism to provide exposure to the S&P 500 while targeting a 15% volatility level. The index rebalances through the trading day based on volatility observed in seven intraday windows and estimates of future market movements based on hypothetical option prices. The index seeks to take advantage of changing market conditions during the day by adjusting equity exposure up or down and includes a transaction cost adjustment (TCA).
This index is designed to deliver exposure to BlackRock’s iShares® Core S&P 500® ETF, three fixed income U.S. Treasury iShares® ETFs, and a cash component, while adaptively rebalancing daily based on macro conditions.
This index is designed to deliver exposure to BlackRock’s iShares® Core S&P 500® ETF, three fixed income U.S. Treasury iShares® ETFs, and a cash component, while adaptively rebalancing daily based on macro conditions.
The BNPP Patriot Technology Index is comprised of American companies with the potential to benefit from strategic investment in technologies as identified by the U.S. Department of Defense Critical Technology List. It seeks to reduce geopolitical risk in an evolving global environment, while mitigating equity volatility through the incorporation of both money market instruments and bond futures that adapt to interest rate environment changes.
The Index aims to provide a notional dynamic exposure to the Nasdaq-100 Index by using an adaptive strategy which applies an intraday trend-following mechanism and targets a 15% volatility level. The notional Index portfolio consists of a dynamic position in the Nasdaq-100 Total Return IndexTM and a dynamic position in Nasdaq-100® Index future contract and notional costs and fees are deducted. The Index seeks to achieve its volatility target with intraday rebalancing and by utilizing a proprietary signal developed by Salt Financial LLC, a third party data provider (“Salt”), which Salt calls the truVol® Scalars. The truVol® Scalars are used to increase or decrease portfolio exposure depending on a determination of whether the forecasted estimated volatility of the U.S. large-cap equity market is high or low and increasing or decreasing.
The Index aims to provide a notional dynamic exposure to the NYSE U.S. 500 Index by using an adaptive strategy which applies an intraday trend-following mechanism and targets a 15% volatility level. The notional Index portfolio consists of a dynamic position in the NYSE U.S. 500 Index and a dynamic position in U.S. Large Cap future contracts and notional costs and fees are deducted. The Index seeks to achieve its volatility target with intraday rebalancing and by utilizing a proprietary signal developed by Salt Financial LLC, a third party data provider (“Salt”), which Salt calls the truVol® Scalars. The truVol® Scalars are used to increase or decrease portfolio exposure depending on a determination of whether the forecasted estimated volatility of the U.S. large-cap equity market is high or low and increasing or decreasing.
Ready to add an annuity to your retirement strategy?
Understand what you’ll need
See the benefits and risks of annuities. Read our suggested articles below.
Talk to a financial professional
Contact a financial professional to get personalized guidance, and choose a strategy tailored to your goals.
Purchase your annuity
Lock in your annuity contract, select the features that fit your needs, and set your retirement strategy in motion.
Watch your money work
Earn interest and tax-deferred growth as you build value, income, and confidence for your retirement years.
