Protect your assets. Capture growth. Stay flexible.
Instead of wondering when the market will bounce back, what if your retirement didn’t have to wait on it?
American Equity AssetShield
Designed to protect your retirement savings from market downturns, these annuities offer index-linked growth potential to help grow your retirement nest egg. Money allocated to an index-linked crediting strategy cannot be lost due to index volatility, and you have asset growth potential without having to wait for the underlying index to fully recover from a loss.
You can choose from a variety of indexes and crediting strategies to help diversify your financial approach. And if you need an immediate boost to your assets, you can choose from one of our bonus products — offering a boost on all first-year premiums. This jumpstarts your contract value from the beginning and continues to provide built-in portfolio growth potential.
Choose the annuity that suits your needs
Premium bonus, protection & growth with a 10-year surrender period.
Maximize long-term growth with our longest commitment.
Bonus on all first-year premiums to help protect & grow assets. California only.
Extended accumulation & growth potential with a 9-year surrender period. California only.
Balanced growth with a 7-year surrender period. California option available.
NEW! Growth, flexibility & premium bonus options on first-year contributions. California option available.
Flexibility with a 5-year surrender period. California option available.
American Equity AssetShield BONUS 10
Jump start retirement savings with premium bonuses
Get a bonus on all first-year premiums that increases the contract value by 14% of the premium paid. After the first contract year, an increasing percentage of the bonus vests according to the premium bonus vesting schedule. Bonuses on first-year premium payments vest over a 10-year period. Beginning year two, 10% of the bonus becomes guaranteed annually until 100% vested at the end of the tenth contract year.
For a fee, you can also increase this bonus with the optional Enhanced Bonus & Liquidity Rider (EBLR), which replaces the 14% bonus with a 21% bonus.
John’s story
After retiring at age 62, John wanted to move a portion of his savings into something more stable without giving up all growth potential. He chose American Equity AssetShield BONUS 10 fixed index annuity.
John received a 14% premium bonus on day one which began vesting immediately, instantly boosting his contract value and laying a solid foundation for long-term accumulation.
As he turned 65, the annuity had tracked several years of market performance through a top-performing BlackRock index. Thanks to 100% participation, his contract captured those gains without direct exposure to market volatility.
When the market dipped, John’s contract value held steady. The annuity’s built-in protection meant none of the interest he’d earned over the years was lost.
Over the following years, as the market rebounded, his annuity captured those gains — without needing to recoup past losses. Today, John’s retirement strategy is as stable as it is smart.
Ready to add an annuity to your retirement strategy?
Understand what you’ll need
See the benefits and risks of annuities. Read our suggested articles below.
Talk to a financial professional
Contact a financial professional to get personalized guidance, and choose a strategy tailored to your goals.
Purchase your annuity
Lock in your annuity contract, select the features that fit your needs, and set your retirement strategy in motion.
Watch your money work
Earn interest and tax-deferred growth as you build value, income, and confidence for your retirement years.
