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AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANY PRIVACY PRACTICES NOTICE
 
At American Equity we appreciate the trust you place in us when you ask us to help you protect and accumulate your assets. You trust us with your private personal information when you purchase an annuity contract or a life insurance policy and we recognize our obligation to keep information about you secure and confidential. To provide you with the highest quality products and services, we must collect a certain amount of personal information about you. It’s important for you to know that we do not sell or share customer information with outside marketers. Our information-sharing practices are designed to protect the confidentiality of your information.
 
COLLECTING INFORMATION
We collect personal information about you from:
  1. The information you provide on applications or other forms, such as your name, address, and Social Security number;
  2. Your transactions with us, such as payment history and claims information;
  3. Credit-reporting agencies, individual reference services, public record databases, and other recognized providers of non-public personal information, such as your credit history and demographic information;
  4. Sources you authorize on applications or other forms, such as a physician, medical practitioner, hospital, clinic, or other medically related facility, insurance or reinsurance company, the Medical Information Bureau, Inc., consumer reporting agency, or employer; and
  5. Your independent insurance agent, such as updated information pertaining to your policy.
HOW WE TREAT THE INFORMATION
We treat your information with respect and concern for your privacy. We do not disclose any nonpublic personal or financial information about our customers or former customers to anyone, except as required or permitted by law. In addition to reasonable electronic security measures, our security practices include limiting access to those employees, independent representatives and business associates with appropriate authority and for intended business purposes only.
 
If we allow limited access or any type of disclosure to permitted persons it is done to service your American Equity annuity contract or life insurance policy, or to inform you about other products and services we offer. Before disclosing your information, we require these companies or individuals to promise to follow our privacy practices and use it only for the transaction we request.
 
INDEPENDENT AMERICAN EQUITY REPRESENTATIVES
Because your independent agent has a unique business relationship with you, s/he may have additional personal information about you that we do not have. Such information would not be subject to our privacy policy and s/he may use this information differently than we would. Contact your independent American Equity agent to learn more about his/her privacy practices.
 
HOW TO REVIEW OUR FILE
You have the right to review and obtain a copy of the personal information contained in our files. When requesting your information, please be sure to include your name, address and policy number. Mail requests to our Privacy Department at the address shown below.